Filing for Bankruptcy 101

What does it mean when I hear "file my petition"?

Before almost everything was done electronically, there was a time when a person had to physically go to the court house and fill out confusing and long forms, give them to the clerk who would then stamp and finally file them.

Now, thank goodness, we can do all of that online. The Bankruptcy Courts have a website and once we are logged into it we can upload all required documents to file bankruptcy.

Here's what we do. First we make sure that all required documents have your signature on them. We also need your Attorney to sign off on the forms, but only after they have reviewed them for accuracy. We then create your file electronically either by scanning it in or by creating a pdf from the bankruptcy software we use. We make sure your schedules and signature pages are in the correct order, we make sure everything is accurate and according to the law then we save it to your file on our server.

Once we have that we log into the Bankruptcy Court's website and upload your case. When completed uploading you petition, all schedules, and your signature pages we receive confirmation that your case has been filed and we are giving your case number.

There are a lot of forms that must be filed with the courts to file bankruptcy. They can be lengthy and complicated (even for Attorney's that are not practicing bankruptcy). That is why it is important to contact the Law Offices of Chang & Diamond to help you through the process. We do all the very difficult and complicated work so that you don't have to. We have many years and many many cases under our belt. We stay current with the laws and although we do not have testimonials from all of our clients, please check out our website to view what some very happy clients have said about us.

Call us today and we can get started down the road to filing your bankruptcy! 619-233-6300